This page is for franchisor teams. It explains which risk management materials to send Rikor and why they lead to better insurance for your franchisees.
What to send
- Your risk management program, if you have one
- Safety programs and training, such as vehicle, job site or food safety
- Your employee handbook and hiring standards
- Anything else that shows how your system manages risk, such as incident reporting or inspection checklists
Send them to your Rikor partnership contact or support@rikor.io. If you don't have some of these, tell us; we'll help you decide what's worth putting in place.
Why they matter
Insurance companies price and accept risk on what they can see. When we take your franchisees to market, we present your brand's programs with every submission. A system that can show how it trains people, checks vehicles and handles incidents gets better terms and more insurance companies willing to write it. Every franchisee insured through Rikor benefits.
The materials also help us set your brand's requirements and write coverage that fits how your franchisees actually work.
How this protects your brand
Your materials only help the franchisees we insure. Franchisees insured through Rikor get coverage built to your brand's requirements by a dedicated Rikor consultant, and with monitoring on they're 93.3% compliant, against 48% for franchisees insured elsewhere. Make sure your brand's Rikor link is in your franchisee onboarding: Add Rikor to your franchisee onboarding.