This page is for franchise owners who want to know whether Rikor can insure them where they operate, and which insurance companies we place with.

Where we're licensed

Rikor is licensed in all 50 states plus DC. Some states are harder to place than others. Coastal weather and state rules make Florida, New York and Hawaii difficult for every agency, and coverage there can take longer or cost more.

Who we work with

We place most of our business directly with national and regional insurance companies. For home services franchises they include Westfield, The Hartford, Travelers, United Fire Group (UFG), AmTrust, Berkley, GUARD, Chubb, CNA, EMPLOYERS, Great American, Hanover and Liberty Mutual, among others. We add insurance companies as we take on new brands and industries.

Not every insurance company writes every type of business in every state. Each one decides based on your industry, your state, your years in business, your claims history and other factors. Your consultant knows which ones want your type of franchise, so your quote goes to the markets most likely to say yes.

Why your price may differ from another owner's

Pricing isn't standard across a brand. It depends on your state, your revenue and payroll, your vehicles and drivers, your claims history and the coverage you choose. Two owners in the same brand can pay very different amounts and both be priced right. Compare coverage, not only the total.

Questions? Email support@rikor.io or call 844-616-9663.

Related: Getting insured with Rikor · Do I need a U.S. address to get insured?