As a small business owner, audits are inevitable. They are most common with workers compensation. Do not avoid them, they won't go away. Audits are involuntary and mandated by the states, not the insurance companies. The best we can do is mitigate them. 

Rikor's strategy to mitigate an audit is to reach out throughout the year. You'll see emails like the above requesting updated information. The information we'll ask for is: 

• Gross annual revenue 
• Annual payroll
• Subcontractor costs (if applicable)
• Location information
• Vehicle information 
• Driver information 

This information needs to be accurate for your policy to be accurate. It also helps avoid nasty audits at year-end. 

We now also offer a Pay As You Go solution for workers compensation. Learn more here.