Bodily Injury' coverage is a part of your liability insurance that protects against claims of physical harm caused to someone by your business operations. This can include medical expenses, lost wages, and legal defense costs if your business is sued. It's a fundamental part of your policy, considering the physical nature of home services work.
Imagine you're operating a blind installation service. During a job, a ladder falls, injuring a customer. Bodily Injury coverage would kick in here, covering the customer's medical bills and any legal fees if they decide to sue. Without this coverage, your business would have to pay these costs out of pocket, potentially endangering your financial stability."
Bodily Injury coverage is crucial for:
- Protecting your business from the high costs associated with accidents and injuries.
- Ensuring peace of mind for you and your clients during operations.
- Maintaining your business reputation by handling accidents professionally