Every location in your system carries insurance risk you can't see until it becomes a claim. A franchisee lets a policy lapse. Another carries limits below what your FDD requires. Without a way to track that across the network, the first sign of a problem is usually the claim itself.

The Risk Management System (RMS) closes that gap. It replaces the spreadsheets, email chains, and manual follow-ups most franchisors still rely on with one platform that tracks every location's coverage, whether that franchisee holds a policy through Rikor or not.

Every franchisee gets a compliance score built from their actual coverage, renewal status, and FDD requirements. Roll those up and you get a network-wide average, so you can see at a glance which brands, regions, or locations are carrying the most exposure.

When a policy is about to expire or doesn't meet your minimum requirements, RMS flags it and sends the franchisee a reminder automatically. You're not the one chasing paperwork. If nothing changes after the reminder, it stays visible to you, so nothing falls through by default.

Reporting works the same way. Instead of pulling data by hand, you can see renewal timelines, provider usage, and coverage gaps across the whole network from one place, updated as the data changes.

An uninsured location is still your brand's problem when a claim hits. RMS exists so you catch that before it becomes a lawsuit, not after.

Questions about getting more out of RMS? Reach our team at support@rikor.io.